Current U.S. starting point
Individual $48/year
Does 1Password break even for you?
Value the time, risk reduction, and household convenience you receive from a paid password manager against current 1Password pricing.
Pricing checked
July 13, 2026
Your break-even inputs
Select an official plan below, then replace the defaults with your real usage.
Active users × monthly security-and-convenience value per user × 12
Selected Plan
1Password Individual
$48/year · $48.00 annualized
Your estimated result
Comfortably above break-even
Your editable assumptions create a meaningful cushion over the selected plan cost.
Estimated annual value
$60.00
Net after plan cost
+$12.00
Break-even point
0.8 active users
This is a decision model, not a guarantee. Edit every subjective assumption before relying on the result.
| Official Plan | Listed Price | Billing | Annual Cost Used | Key Condition | Select |
|---|---|---|---|---|---|
| 1Password Individual | $48/year | Annual | $48.00 | One person; 14-day trial, with no permanent free plan. | |
| 1Password Families | $72/year | Annual | $72.00 | Family plan for five people; household sharing and administration. |
The formula is visible from start to finish
Facts and assumptions are kept separate so readers can see exactly why the result changes.
Select a real plan
The official listed price is converted to an annual cost for the calculation.
Edit your behavior
Replace the defaults with your own usage, replacement rate, or per-unit value.
Compare value with cost
The result card turns green at or above break-even and red below it.
Count This
Value that belongs in the model
- Time saved generating, storing, and autofilling strong credentials
- Secure sharing of household logins and sensitive items
- Passkey support, breach alerts, and account-health tools you use
- Cross-device access that replaces manual password handling
Do Not Count This
Avoid inflated results
- A guaranteed prevention value for every possible breach
- Users who keep using browser-only or reused passwords
- Work licenses paid by an employer
- Promotional discounts that will not apply at renewal
How different usage levels change the answer
These examples illustrate the formula; your live result should use your own inputs.
Single light user
1 user × $3/mo
$36.00 annual value
Two active users
2 users × $4/mo
$96.00 annual value
Five-person household
5 users × $3/mo
$180.00 annual value